Clear Claims Expertise

I am Richard McDonald, founder of Heavy Equipment & Cargo Claims Consultants, LLC in Greeneville, Tennessee. Backed by 43 years of experience, I provide independent claims consulting and remote desk adjusting across 41 states. I eliminate corporate fluff, leveraging technical credentials to deliver precise, defensible closures for tractor-trailer, cargo, third-party liability, agricultural, and specialized marine losses up to 46 feet.

Policy Analysis

Exhaustive coverage and liability reviews to determine exact exposure thresholds.

Evidence Packaging

Compiling structured condition reports, photographic proof, and compliant documentation.

Appraiser Dispatch

Nationwide scheduling of qualified field appraisers for rapid damage verification.

File Handling Workflow

Overload Relief

I act as an immediate release valve, clearing backlogs for overworked carrier and TPA teams.

Zero Fluff

I eliminate bloated narrative reporting, hidden administrative paperwork, and complex billing structures from your files.

Accelerated Closure

My concise, pragmatic reporting tightens your reserve management and drives rapid, highly defensible file closures.

Specialized Transit Adjusting Solutions

I deliver expert, custom-tailored claims assessments and remote consultations across my forty-one state footprint. Combining industry-specific transit expertise with full regulatory compliance support, I guarantee strict adherence to all state-specific Department of Insurance mandates. Let forty-three years of specialized experience streamline your documentation and accelerate file closures.

Regional Licensing

Licensed and operating across forty-one states nationwide.